For Brazilian importers & IT companies

IOF. FX spread. Slow SWIFT. Sound familiar?

Brazilian businesses dealing with cross-border vendor payments know this friction well. We found an AI that was trained specifically on payment routing — not image generation, not chatbots. Just this.

The usual suspects
IOF (0.38–1.1%) FX spread 2–4% SWIFT 3–5 days BACEN paperwork BRL volatility risk

* IOF rates are subject to change. Verify current rates at receita.fazenda.gov.br.

See what the AI does → How it works

Free to explore. No sign-up required.

What makes it different

An AI trained on payment routing, not general tasks

Most AI tools are general-purpose. This one was built and trained specifically for cross-border B2B payment routing — reading invoices, identifying corridors, and executing transfers.

What it was trained to do
Read supplier invoices — extracts amount, currency, and bank details from PDFs automatically
Identify payment corridors — maps available routes for your specific destination (China, USA, Europe, and more)
Show options before execution — nothing moves without your explicit approval
Deliver in local currency — your supplier receives CNY, USD, EUR, or their local currency via standard bank transfer
The difference
You already know the friction. There's an AI that understands it too — and was built specifically to navigate it.
How it works

Three steps from invoice to payment

The AI guides you through the process — from reading the invoice to confirming the payment route.

01
Upload the supplier invoice
Drop the PDF from your Chinese, US, or European supplier. The AI reads the amount, currency, and bank details automatically — no manual entry needed.
02
AI maps available corridors — you choose
The AI scans available payment corridors and presents your options with full details. You see exactly what each route involves before making any decision.
03
Supplier receives payment in their local currency
Your supplier gets a standard local bank transfer in CNY, USD, EUR, or their local currency. No crypto wallet needed on their end — it looks like a normal payment to them.
01
Forward the vendor invoice
AWS bill, Figma subscription, overseas contractor invoice — forward the email or drop the PDF. The AI extracts all payment details automatically.
02
Review the options. Approve in one click.
The AI presents available payment routes with full details. You review, approve, and it executes. Your team avoids hours of manual admin work every month.
03
Vendor receives payment in USD or EUR
Your AWS, Stripe, or overseas contractor receives a standard bank transfer in their currency. Straightforward, transparent, and on time.
Who it's for

Built for B2B cross-border payments, not personal transfers

Works well for
✓Importers paying suppliers in China, USA, or Europe
✓IT companies paying for SaaS tools in USD or EUR
✓Agencies with overseas contractors or partners
✓Companies making regular cross-border B2B payments
Not designed for
✕Personal international transfers
✕Retail consumers
✕One-off individual payments
✕Cash-only businesses

Curious what an AI trained on payment routing actually does?

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Questions

What Brazilian businesses ask

Yes — exploring the AI tool costs nothing. FaroAI is an informational website. We share access to an AI tool built for cross-border vendor payments. No fees to get started.
No. Your supplier receives a standard local bank transfer in their currency — CNY, USD, EUR, or others. No crypto wallet, no special setup on their end.
Cross-border B2B payments for legitimate business purposes are generally permitted under BACEN guidelines. Consult your accountant for your specific situation — this is not legal advice.
The AI covers corridors most relevant to Brazilian businesses — China, USA, Europe, and more. Explore the platform directly to see the full list of supported destinations.
Settlement times vary by corridor. The AI shows you the expected timeline for each route before you confirm anything — so you always know what to expect.

IOF and FX spread are facts of life. How you navigate them isn't.

See what an AI trained specifically on payment routing can do for your business. Free to explore, no commitment.

Explore the Free AI Tool → See how it works